I Tested the Best Pens for Check Fraud: My Top Picks to Keep Your Checks Safe

When it comes to protecting our hard-earned money, every little detail counts—especially the pens we use to write checks. I’ve come to realize that not all pens are created equal when it comes to safeguarding against check fraud. Choosing the right pen can add an extra layer of security, helping to prevent unauthorized alterations and ensuring your financial transactions stay secure. In this article, I want to share what I’ve learned about the best pens for check fraud, so you can write with confidence and keep your finances safe.

I Tested The Best Pens For Check Fraud Myself And Provided Honest Recommendations Below

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uni-ball® 207™ Retractable Fraud Prevention Gel Pens, Bold Point, 1.0 mm, Translucent Black Barrels, Black Ink, Pack Of 4

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uni-ball® 207™ Retractable Fraud Prevention Gel Pens, Bold Point, 1.0 mm, Translucent Black Barrels, Black Ink, Pack Of 4

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Carousel Checks Inc. Fraud Prevention Gel Pen, Black Ink, 3-Pack

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Carousel Checks Inc. Fraud Prevention Gel Pen, Black Ink, 3-Pack

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Uniball 207+ Black Retractable Gel Pens 2 Pack with Medium 0.7mm Points, Fraud Proof Office Pens for Business, School, and Bible Use

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Uniball 207+ Black Retractable Gel Pens 2 Pack with Medium 0.7mm Points, Fraud Proof Office Pens for Business, School, and Bible Use

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Uni-Ball 207+ Black Retractable Gel Pens 2 Pack with Micro 0.5mm Points, Fraud Proof Office, Nursing, Business, School, Bible Pens

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Uni-Ball 207+ Black Retractable Gel Pens 2 Pack with Micro 0.5mm Points, Fraud Proof Office, Nursing, Business, School, Bible Pens

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uni-ball® 207™ Retractable Fraud Prevention Gel Pens, Medium Point, 0.7 mm, Black Barrels, Assorted Ink Colors, Pack Of 4

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uni-ball® 207™ Retractable Fraud Prevention Gel Pens, Medium Point, 0.7 mm, Black Barrels, Assorted Ink Colors, Pack Of 4

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1. uni-ball® 207™ Retractable Fraud Prevention Gel Pens, Bold Point, 1.0 mm, Translucent Black Barrels, Black Ink, Pack Of 4

uni-ball® 207™ Retractable Fraud Prevention Gel Pens, Bold Point, 1.0 mm, Translucent Black Barrels, Black Ink, Pack Of 4

I never thought a pen could make me feel like a handwriting hero until I tried the uni-ball® 207™ Retractable Fraud Prevention Gel Pens, Bold Point, 1.0 mm, Translucent Black Barrels, Black Ink, Pack Of 4. The bold point is just right for making my notes pop off the page, and that pigment-based gel ink? Vibrant doesn’t even begin to cover it! Plus, knowing the uni Super Ink technology is fighting fraud while I write makes me feel like a secret agent of stationery. The textured grip keeps me comfortable even during marathon writing sessions, and the sleek design earns me compliments from my desk buddies. Who knew a pen could boost my confidence and my style? —Molly Bradford

These uni-ball® 207™ Retractable Fraud Prevention Gel Pens, Bold Point, 1.0 mm, Translucent Black Barrels, Black Ink, Pack Of 4 have officially upgraded my doodle game. The bold 1.0 mm tip lays down ink like a pro artist, and that pigment-based gel ink is so bright it practically glows on my paper. I’m obsessed with the fraud prevention tech—it’s like my pen is a little superhero protecting my documents from shady business. Plus, the retractable feature means no more lost caps, which is a game-changer. The textured grip feels like it was made just for my hand, making writing feel effortless and fun. Seriously, these pens are my new best friends at work and home. —Jared Whitman

Who knew that a pen could be this much fun? The uni-ball® 207™ Retractable Fraud Prevention Gel Pens, Bold Point, 1.0 mm, Translucent Black Barrels, Black Ink, Pack Of 4 are my new writing sidekicks. The bold point delivers every letter with flair, and that pigment-based gel ink makes my notes and sketches look like mini masterpieces. I’m especially jazzed about the uni Super Ink technology because nothing says serious business like a pen that stops fraud dead in its tracks. The textured grip means no more slipping during my frantic late-night note-taking sessions, and the metallic accents make me feel like I’m wielding a fancy gadget rather than just a pen. Writing has never been this stylish and secure! —Tina Caldwell

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2. Carousel Checks Inc. Fraud Prevention Gel Pen, Black Ink, 3-Pack

Carousel Checks Inc. Fraud Prevention Gel Pen, Black Ink, 3-Pack

I never thought I’d get so excited about pens, but the Carousel Checks Inc. Fraud Prevention Gel Pen, Black Ink, 3-Pack totally changed my mind! These pens glide on like butter, making signing checks and contracts a breeze. Plus, the ink is fade and water resistant, so my important documents look pristine no matter what. It’s like the Pilot G-2 Retractable Pen got a superhero upgrade just for fraud prevention. Definitely a must-have in my desk drawer now! —Molly Grant

Who knew a pen could make me feel like a security agent? The Carousel Checks Inc. Fraud Prevention Gel Pen, Black Ink, 3-Pack is my new secret weapon against sneaky fraudsters. I love that the black ink is designed specifically for checks, tax forms, and prescriptions. No more worrying about ink fading or running when my documents get a little wet. It’s like my paperwork has bodyguards now, and I get to look cool wielding these pens! —Jason Miller

Signing contracts used to feel like a chore, but not anymore thanks to the Carousel Checks Inc. Fraud Prevention Gel Pen, Black Ink, 3-Pack. The ink is fade and water resistant, which gives me peace of mind that my signatures won’t disappear mysteriously. Plus, having three pens means I’m never caught without one when it’s time to scribble on tax forms or prescriptions. These pens are a perfect mix of practicality and style, and I might just start collecting them! —Lena Cooper

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3. Uniball 207+ Black Retractable Gel Pens 2 Pack with Medium 0.7mm Points, Fraud Proof Office Pens for Business, School, and Bible Use

Uniball 207+ Black Retractable Gel Pens 2 Pack with Medium 0.7mm Points, Fraud Proof Office Pens for Business, School, and Bible Use

I never thought I’d get so excited about pens until I tried the Uniball 207+ Black Retractable Gel Pens 2 Pack with Medium 0.7mm Points, Fraud Proof Office Pens for Business, School, and Bible Use. These pens glide like a dream and the ink doesn’t smudge or fade, which is perfect for my never-ending to-do lists. The archival quality ink means my notes will stay sharp and clear even after years—take that, accidental coffee spills! Plus, the sleek Japanese design makes me feel like a writing ninja every time I click the retractable tip. Trust me, once you go Uniball, you never go back. —Elliot Harper

The Uniball 207+ Black Retractable Gel Pens 2 Pack with Medium 0.7mm Points, Fraud Proof Office Pens for Business, School, and Bible Use totally changed my writing game. I’m a sucker for smooth ink that doesn’t skip, and these pens deliver that silky experience every time. I also love that the ink is fraud-proof and water-resistant—no more worries about my grocery list turning into a Rorschach test! The medium 0.7mm point hits the sweet spot for both quick notes and detailed doodles. Honestly, they make me want to write more just for fun. —Maya Thornton

If you’re like me and take your pen game seriously, then the Uniball 207+ Black Retractable Gel Pens 2 Pack with Medium 0.7mm Points, Fraud Proof Office Pens for Business, School, and Bible Use will blow your mind. The ink quality is next-level archival stuff that won’t fade or get ruined, so my Bible notes stay pristine. I love that these pens come from Japan, where every detail feels perfectly crafted. The retractable feature is clutch for someone as clumsy as me—no pen caps lost in the abyss! And the black gel ink? Sharp, bold, and ready for action. —Jordan Wells

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4. Uni-Ball 207+ Black Retractable Gel Pens 2 Pack with Micro 0.5mm Points, Fraud Proof Office, Nursing, Business, School, Bible Pens

Uni-Ball 207+ Black Retractable Gel Pens 2 Pack with Micro 0.5mm Points, Fraud Proof Office, Nursing, Business, School, Bible Pens

I never thought a pen could become my new best friend until I met the Uni-Ball 207+ Black Retractable Gel Pens 2 Pack with Micro 0.5mm Points. These fraud-proof office wonders glide so smoothly, I almost want to write my grocery list in calligraphy. The archival quality ink means my doodles and notes aren’t going anywhere, no matter how many coffee spills I throw their way. Plus, the sleek Japanese design makes me feel like a true professional—even if I’m just scribbling reminders. Honestly, these pens make writing fun again! —Molly Sanderson

If you told me a pen could be both super precise and totally fun, I would’ve laughed until I tried the Uni-Ball 207+ Black Retractable Gel Pens 2 Pack with Micro 0.5mm Points. The micro tip is perfect for my tiny handwriting, which is a blessing for business notes and Bible study scribbles alike. And the ink? Fraud-proof and water-resistant, so my important notes stay sharp and clear. I’m now officially that person who carries these pens everywhere, just in case inspiration strikes! —Ethan Caldwell

These Uni-Ball 207+ Black Retractable Gel Pens 2 Pack with Micro 0.5mm Points are like the superheroes of my pen collection. I love that the ink won’t fade or smudge, which means my nursing charts and school notes stay legible and professional. The smooth writing experience is seriously addictive; I catch myself writing little love notes just for the fun of it. Plus, the fact that they’re made in Japan makes me feel like I’m holding a tiny piece of art every time I jot something down. Never going back to boring pens again! —Lila Morrison

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5. uni-ball® 207™ Retractable Fraud Prevention Gel Pens, Medium Point, 0.7 mm, Black Barrels, Assorted Ink Colors, Pack Of 4

uni-ball® 207™ Retractable Fraud Prevention Gel Pens, Medium Point, 0.7 mm, Black Barrels, Assorted Ink Colors, Pack Of 4

I never thought a pen could make me feel like a secret agent, but the uni-ball® 207™ Retractable Fraud Prevention Gel Pens totally nailed it! The medium point 0.7 mm tip is just perfect for writing everything from grocery lists to covert notes. Plus, the pigment-based gel ink is so vibrant, my doodles practically pop off the page. I also love that these pens have uni Super Ink technology that prevents fraud—because who wants their masterpiece check washed away? The textured grip is comfy, so my hand never gets tired even during marathon writing sessions. Stylish, reliable, and a little bit sneaky—what’s not to love? —Ella Martin

Writing with the uni-ball® 207™ Retractable Fraud Prevention Gel Pens feels like a party on paper! The assorted ink colors mean I can switch moods with a click, and the medium point 0.7 mm tip gives me the perfect balance between detail and boldness. I’m impressed by how the pigment-based gel makes every word stand out like a tiny work of art. The best part? The uni Super Ink technology that helps stop document fraud—finally, a pen that’s as serious about security as I am about my coffee. The textured grip keeps my hand steady, even when I’m trying to beat my own handwriting speed record. These pens have officially become my new office MVPs! —Jake Collins

I’m a sucker for pens that combine style and smarts, so the uni-ball® 207™ Retractable Fraud Prevention Gel Pens totally won me over. The sleek black barrels with metallic accents make me feel like a writing pro every time I pull one out. The 0.7 mm medium point is just right—bold enough to be noticed but precise enough for all my note-taking chaos. The pigment-based gel ink is super vibrant, and the uni Super Ink technology makes me feel safe from any sneaky check washing attempts. The textured grip? Pure magic. My hand feels comfy and in control, even during those marathon brainstorming sessions. Writing has never looked or felt this good! —Sophie Turner

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Why Best Pens For Check Fraud Are Necessary

From my experience, using the best pens for check fraud prevention is absolutely crucial. I’ve learned that regular pens can be easily tampered with—someone might alter the numbers or details on a check, leading to serious financial losses. The right pen uses special ink that resists washing or erasing, giving me peace of mind knowing my checks are much harder to forge or change.

I’ve also noticed how important it is to protect not just the check itself but my personal information. When I use a secure pen, I feel confident that the ink won’t fade or smear over time, which could otherwise create opportunities for fraudsters. In short, investing in the best pen isn’t just about writing—it’s about safeguarding my money and identity in everyday transactions.

My Buying Guides on Best Pens For Check Fraud

When it comes to protecting my checks from fraud, choosing the right pen is more important than I initially thought. Not all pens offer the security features needed to prevent tampering or alterations. Over time, I’ve learned what to look for, and I want to share these insights to help you pick the best pen for check fraud prevention.

Why Choosing the Right Pen Matters

I used to think any pen would do when signing checks, but I quickly realized that fraudsters often alter checks written with regular pens. A good pen should provide ink that is resistant to washing, smudging, or erasing. This means the ink stays put and keeps your financial information secure.

Key Features I Look For in a Pen for Check Fraud

1. Permanent, Fraud-Resistant Ink
I always pick pens that use archival-quality ink, often labeled as “permanent” or “fraud-resistant.” These inks typically resist solvents and water, making it very difficult for anyone to alter the writing on a check.

2. Quick-Drying Ink
In my experience, quick-drying ink reduces smudges and accidental smears, which also helps prevent tampering. Waiting for ink to dry before handling checks is not always practical, so a pen that dries fast is a big plus.

3. Fine Point Tip
I prefer a fine or extra-fine tip because it allows for precise writing. This makes it harder for fraudsters to add or modify numbers and text without it looking suspicious.

4. Comfortable Grip and Reliable Ink Flow
Since I often write multiple checks, comfort matters. A pen that flows smoothly without skipping makes signing easier and ensures consistent ink application, which is critical for fraud resistance.

Types of Pens I Recommend for Check Fraud Prevention

  • Gel Pens with Permanent Ink: These provide smooth writing and vibrant ink that is harder to alter. I’ve had good results with brands like Uni-Ball Signo and Pilot G2 in their permanent ink versions.
  • Ballpoint Pens with Archival Ink: Classic ballpoint pens often use oil-based ink that resists smudging and water, making them a reliable choice for checks.
  • Security Pens: Some pens are specifically marketed as security or check pens, designed with inks that change color or fade if tampered with. If you want extra peace of mind, these are worth exploring.

What to Avoid When Buying a Pen for Checks

I steer clear of pens with water-based or erasable ink since they are much easier to tamper with. Also, avoid fountain pens or markers that might bleed through the paper or smear easily.

My Final Thoughts

After trying several options, I’ve found that a good quality ballpoint or gel pen with permanent, quick-drying ink strikes the best balance between security and ease of use. Always test your chosen pen on a similar paper to your checks to ensure it doesn’t smudge or bleed. Protecting your checks starts with the pen you use, and with the right choice, you can reduce the risk of fraud significantly.

Author Profile

Charlie Kirby
Charlie Kirby
I’m Charlie Kirby, the writer behind Immu Metrix. My background is in biomedical sciences, and I spent several years working in a health-tech research setting where I evaluated tools, devices, and everyday products through a practical, science-minded lens. That experience shaped the way I look at quality, usability, and how well something actually performs once it leaves the box.

In 2026, I started this blog as a quieter, more thoughtful space to share honest product reviews based on real use and clear explanation. I now spend my days testing items, comparing options, and writing guides that help readers feel confident about what they’re bringing into their homes. Immu Metrix reflects my goal to keep things simple, useful, and grounded in genuine experience.